Spending your Credits

Exactly how do Credits work in Shaw CHOICES?

Think of credits like money – where each year you will get a number of credits to spend on your benefit coverage options. Within each benefit category, you can choose from the following levels of coverage (from lowest to highest):

  • No coverage
  • Limited coverage
  • Basic coverage
  • Comprehensive coverage
  • Enhanced coverage

You can choose to spend your credits on enhanced levels of coverage to optimize your benefits plan or deposit in special accounts, like a Personal Wellness Account, Health Care Spending Account, or Group RRSP. During our annual enrollment period, you can even elect to purchase additional vacation days with your leftover credits!